Subsidy Scheme
MYSY Loan Assistance
From choosing the right loan amount and sector category to structuring your project cost — we help you get the MYSY loan your business actually needs.
MYSY's loan ceiling depends on your sector: up to ₹25 lakh for manufacturing/industrial projects, or up to ₹10 lakh for service-sector businesses. On top of the bank loan, the state government provides a margin money subsidy of 25% (30% for SC/ST applicants), capped at ₹6.25 lakh for industry and ₹2.50 lakh for services.
What we help with
- Confirming whether your business classifies as manufacturing or service — this decides your loan ceiling.
- Structuring your project cost so your requested loan amount is realistic and bank-fundable.
- Explaining how the margin money subsidy reduces your effective repayment, and what portion of the loan still carries regular bank interest (MYSY loans are not interest-free).
- Comparing MYSY against similar schemes like CM-YUVA or PMEGP if you're not sure which fits your project better.
Want to know how much MYSY loan you can get?
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